Legal notice

General terms and conditions:
Access to the Internet portal of the Arquia Group and to its content implies acceptance of the terms and conditions set out in this "Legal notice". We therefore recommend that you read it carefully if you want or need to access and/or use the information and services offered on this website.

The terms and conditions contained in this Legal notice are valid on the date of their last update, and may be modified by the Arquia Group at any time and without prior notice, in which case the new terms and conditions shall become effective from that date and shall apply to all users.

Users agree to use this website respecting the terms and conditions set forth therein. The Arquia Group reserves the right to take the legal action it deems appropriate in order to claim damages of any kind arising from the failure to comply with them.

This website aims to provide information on products and services offered by the Arquia Group, to communicate with the entity and get to know it better, as well as provide its customers with access to the services offered in their Online Banking, and facilitate access to their programmes for users and customers of the Arquia Foundation. It also aims to provide information about events, activities and initiatives of the entities of the Group and offer security tips that may be of interest to the user.

Intellectual and industrial property:
The Arquia Group owns the domain of the portal and its content, including its pages, information and elements they contain: logos, trademarks, trade names, graphics, texts, documents, databases, software and other components protected by intellectual and industrial rights that the Arquia Group owns or of which they are legal licensees.

Express prior written consent from the Arquia Group is required in order to reproduce, distribute, exploit, transfer, publicly communicate or make any other use of any element or information contained in the portal through any medium.

The Arquia Group, always with express consent, allows other websites to incorporate links to some of its pages. For this, upon opening, said page should appear in a separate browser window and should not form part of frames that contain other content.

Arquia Group:
Listed below are the Arquía Group companies to which personal data is sent, together with the activities each company engages in:

Arquia Banca (Caja de Arquitectos S Coop de Crédito Tax ID No. F08809808) supply and delivery of products, social and financial services.
Arquia Gestión (Arquigest SA SGIIC Tax ID No. A58073388) Administration and representation of Collective Investment Institutions.
Arquia Pensiones (Arquipensiones SA EGFP Tax ID No. A58843301) Management of Pension Funds.
Arquia Seguros (Arquiseguros, Correduría de Seguros de la Caja de Arquitectos SA, Tax ID no. A59697573) Insurance brokerage.
Fundación Arquia Tax ID No.G59417279 Promotion and dissemination of social and cultural activities.
Arquia Gestión de Activos SA (Tax ID No. A65910614) Management of real estate.
PROFIM, Asesores Patrimoniales, Empresa de Asesoramiento Financiero, S.L (Tax ID No. B81421273). Financial Advice Services.

The Arquia Group's main activities are the offer and provision of financial products and services and all kinds of insurance, the management of property assets and the promotion and dissemination of cultural and social activities.


Privacy policy

Privacy policy and data protection:
Pursuant to Organic Law 15/1999 of 13 December on the Protection of Personal Data (LOPD), the personal data collected via the different forms on the pages of this portal are incorporated by the Arquia Group into files owned by them and registered in the Spanish Data Protection Agency. Moreover, these data are processed solely for the purpose of providing the requested service as they are necessary for its implementation and management, and for no other purpose; and they will only be forwarded to third parties if strictly necessary; the user consents to the processing and possible transfer of such data.

The user or owner of the personal data may exercise their rights under the LOPD (Data Protection Act), especially those of access, rectification, cancellation and opposition, by writing to the registered office of each company of the Arquia Group or to the email address lopd@arquia.es, with the reference "Protection of Personal Data".

The Arquia Group ensures an ethical, correct and strict compliance with the use and processing of personal data, also maintaining due secrecy and confidentiality. In order to ensure the maximum integrity of the data of our customers and users, we ask them to inform us as soon as possible of any amendments or corrections to the data. For the same reason, when the user must fill out forms, they must do so with true, accurate, complete and updated information.


Internet policy

Conditions of use for the user:
The user of this website, its pages and content, undertakes to make legal and proper use of them.

Any kind of illegal or unlawful activity, or attempts to impersonate any natural or legal person, or interfere with or modify information systems, is strictly prohibited.

The Arquia Group reserves the right to take the measures and actions it deems appropriate, and to exclude users from the service that commit any of the activities or conducts listed.

Validity of the information:
The Arquia Group assumes no liability for information, content, products or services from the Arquia Group that appear on websites or web pages other than those that belong to the Group.

The Arquia Group reserves the right to prevent or restrict access temporarily or permanently to both the portal and its content when deemed appropriate. It also reserves the right to make changes and omit all or part of the information and content of this website.

The information contained in the web portal of the Arquia Group is current on the date of its last update. Its content, especially in relation to marketing and informational aspects is indicative and does not constitute a binding offer, unless otherwise expressly indicated. Any extension of the information found on this website can be provided from any of the Arquia Banca offices. The relationship of these and their addresses can also be found on this portal. If there is any disparity between the information and content on the website and that provided in the branch network, the latter shall prevail.

Responsibilities:
The Arquia Group assumes no liability resulting from errors that may occur due to incorrect use of the browser, its malfunction, or due to the use of outdated versions of the browser.

Neither does it assume any responsibility for damages, claims, setbacks, losses, expenses, disruptions, etc., caused by circumstances, events or any other cause beyond the control of the Arquia Group (such as telephone breakdowns, power failures, viruses, power surges or faults on telecommunications lines or networks, etc.).

The Arquia Group is not responsible for the information contained on other websites about our group or that contain links to this site, unless express consent has been granted.

The Arquia Group is not responsible for the information and terms and conditions related to products and services, or for content of any kind related to third parties that are advertised on this portal.

The Arquia Group is not responsible for information, links, hyperlinks or any other content that may be entered by third parties on the spaces provided for this purpose on the Arquia Group website, and in particular, the legality of the information entered by users of Online Banking (Arquia Network) and the various programmes of the Arquia Foundation (such as upcoming, grants, etc.), as well as the lack of veracity that these users provide about themselves to other users.

Likewise, the Arquia Group is not responsible for any damages that may arise as a result of users introducing viruses or any other harmful element, due to the use of the services offered on the portal, and in particular, those derived from Online Banking (Arquia Network) and the various programmes of the Arquia Foundation (such as upcoming, grants, etc.).

Company name:
Arquía Foundation - Tax ID No. G59417279 - recognized, classified and registered as a Foundation for the promotion of Culture for charitable purposes by the Ministerial Order of 27 July 1990 (Spanish Official Bulletin 19-09-90)- C/ Barquillo, 6, primero izquierda 28004 Madrid

Registered office:
C/ Barquillo, 6, primero izquierda – 28004 Madrid (Spain)

Internet portal “www.arquia.es”:
The “arquia.es” domain is owned by Caja de Arquitectos. S. Coop. de Crédito and is listed in the Companies Register of Barcelona.

“arquia”
“Arquia” and “Arquia Banca” are registered brands owned by Caja de Arquitectos. S. Coop. de Crédito (records M 2439485 and M-3520243, respectively and both with Nice Classification 36 - insurances, financial business; monetary affairs; property business)

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